Products & Services

At Heritage Financial Services, LLC, we provide advice and guidance in the following areas:

Investments

  • Bonds
  • Common Stock
  • College 529 plans
  • Traditional IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Government Securities
  • Portfolio design and management
  • Profit Sharing Plans, 401(k), 403(b)

Financial Planning

  • Retirement Planning
  • Cash Flow / Budgeting
  • Portfolio Analysis
  • College Funding Strategies
  • Insurance / Risk Management
  • Business Planning
  • Estate Planning
  • Tax Planning / Analysis

Insurance

  • Life Insurance
  • Annuities
  • Disability Insurance
  • Long Term Care
  • Liability Insurance